With broad protection for property and liability exposures, Chubb’s Business Owners Policy serves as the foundation for your insurance portfolio- all in one package. Our Business Owners Policy insures your property from things like fire damage or theft, and can insure lost business income in the event of a covered loss. The policy also insures bodily injury and personal and advertising injury liability.
Valuable insurance for today’s digital age. Chubb’s Cyber ERM provides insurance protection for small businesses who store anyone’s personal/private data or do business online. Help protect yourself from lost income due to a cyberattack, accidentally sharing/exposing private data or deleting customer information.
One of the biggest exposures your professional services business faces is the risk of being sued for overlooking a key piece of information, misstating a fact, or otherwise making a mistake in the process of providing professional services. Even if the lawsuit has no merit, defending your business comes at a price. Errors and omissions insurance helps protect you against these types of lawsuits relating to a service you provide to your clients.
General Liability is the most basic form of insurance that a business needs. It insures your business against a wide variety of accidents including property damage, bodily injury, and personal / advertising injury. Personal injury includes things like advertising harm and copyright violations.
Protect yourself in case you’re sued by someone who suffers an injury or whose property is damaged. Excess liability, an extension of your primary general liability insurance, coverage applies when the judgement against you or your business exceeds the liability limits of your primary policies.
Steve’s photography studio is always booked. But when a client injures themselves after tripping on a piece of equipment, he needs them right insurance to cover the cost of medical payments so that he can focus on keeping his business running smoothly. That’s why he has insurance that works in his world.
Mary’s online baking supply store is booming. She’s planning on opening a location on Main Street, but she’s being held up by an out-of-date insurance policy that hasn’t grown with her. She needs partners that can move quickly. That’s why she’s switching to insurance that works in her world.
Tina’s home and garden store just upgraded it’s computer system but it was compromised after she received a phishing email and her computer was infected with a virus. Every day the repairs are delayed it costs her money. She needs the damage to be fixed as soon as possible. Which is why she’s thankful that she purchased a cyber insurance policy when she was starting her business.
Sam’s entire fashion business is online. He promotes his products, talks to clients, and files his tax returns - all from his computer. And he does the same with his business insurance, because he has a policy that works in his world.