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Boost your buying power!

The eBay Mastercard® and PayPal Credit give your shopping an upgrade.
And you can have both in your eBay Wallet.

eBay MastercardEarn up to 5x Points on eBay with the eBay Mastercard. PayPal CreditFlexible financing options available with PayPal Credit.
Annual fee No*    No**
Earn rewards Yes No
Flexible financing options No Yes
Get a credit decision in seconds Yes Yes
If approved immediately, make a purchase immediately Yes*** Yes
Add authorized users Yes§ No
Apply now

You must have an eBay user account in order to apply for an eBay Mastercard account. Current eBay Extras Mastercard cardholders are not eligible for a new eBay Mastercard. Subject to credit approval.

Apply now

Subject to credit approval.

Annual fee No*
Earn rewards Yes
Flexible financing options No
Get a credit decision in seconds Yes
If approved immediately, make a purchase immediately      Yes***
Add authorized users Yes§
Apply now

You must have an eBay user account in order to apply for an eBay Mastercard account. Current eBay Extras Mastercard cardholders are not eligible for a new eBay Mastercard. Subject to credit approval.

eBay Mastercard

Rack up points on every purchase

Your points add up every time you use your eBay Mastercard to make a purchase. With no annual fee.*

5X points

Earn 5X points for the rest of the year after you spend $1,000 on eBay in a calendar year.

3X points

Until then, earn 3X points per $1 spent up to $1,000 on eBay in a calendar year.

2X points

Earn 2X points per $1 spent on gas, restaurants, and groceries.

1X points

Earn 1X points per $1 spent on all other Mastercard purchases.

Apply Now

Shopping on eBay
just got even easier

Use points when you check out to seamlessly reap your rewards.
You save $10 at checkout for every 1,500 points earned.

Apply

Current eBay Extras Mastercard cardholders are not eligible for a new eBay Mastercard.

Already a
cardholder?

Click on your card to manage your account.

eBay Mastercard eBay Extras Mastercard

PayPal Credit

mixer

Enjoy No Interest if paid in
full in 6 months on eBay
purchases of $99 or more.

Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payment required. Subject to credit approval.

See terms
purse

Enjoy 12 Easy Payments
on eBay purchases of
$300 or more.

Subject to credit approval.

See terms
mobile phone

Enjoy 24 Easy Payments
on eBay purchases of
$600 or more.

Subject to credit approval.

See terms
Apply Now

Apply for PayPal Credit straight from eBay checkout!

PayPal Credit is a reusable credit line available on purchases at millions of online stores where PayPal is accepted.

1

Shop on eBay

Shop for your items,
then select PayPal
Credit at checkout.

2

Apply

Apply for a PayPal Credit account. PayPal Credit is subject to credit approval. See terms and conditions.

3

Finish checking out

Complete your purchase.

PayPal Credit