Get No Interest if paid in full in 6 months on purchases of $149 or more when you check out with PayPal Credit.

Pay now or pay over time with PayPal Credit. Just use PayPal Credit in PayPal checkout.

Subject to credit approval.

Purchases of $149+:

No Interest if paid in full in 6 months on purchases of $149 or more.

• Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.

• A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6-month period.

• No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.

• For New Accounts: Variable Purchase APR and Cash APR is 31.39%. Variable Penalty APR is 35.99%. The APR is accurate as of 9/1/2024 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.

• Individual items that are less than $149 qualify for special financing when combined for a total of $99 or more in a single transaction.

• Multiple separate transactions of less than $149 per transaction cannot be combined to meet the minimum purchase amount.

Purchases of $148.99 or less:

Buy now and pay over time with PayPal Credit when you spend $148.99 or less.

• If you pay your balance in full each month by the payment due date that is on your statement, you can avoid paying interest.

• You can also make minimum monthly payments, or any additional amount of your choosing, until you’ve paid off your balance according to your standard account terms. Please note, interest charges may apply.

• We’ll send you email reminders when your payments are due. You can also keep track of your account and view your statements online at any time.