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You’re pre-approved¹

Grow your business with Business Cash Advance, a new financing option offered by Liberis, an eBay Seller Capital financing partner.

Access my offer*

*By clicking Access my offer, you agree to the Limited Use Stored Value Terms and Conditions. See below for details.

How it works

Apply online

Complete the application process in just a few minutes.

Get a quote

You’ll get a tailored quote based on your eBay sales and performance history.

Receive your funds

Once approved, funds could be available to you in 24 hours or less.2

Business Cash Advance from Liberis

Gain fast access to financing with a one-time fixed-fee and a payment plan that adapts to your sales, so you only pay as you sell.

Financing up to $1M1 with flexible payments.

To qualify for Business Cash Advance, you must have:

  • Sales history within the last 3 months on eBay
  • One transaction per month in the last 3 months
  • At least $5,000 total eBay revenue in the last 12 months
Funding provided by Funding amount Credit Score impact Min. qualifying
revenue		 Cost of financing Early payback fee Payment
Liberis $500 up to $1M1 No $5,000 in the last 12 months One fixed fee No Payment is based on a pre-agreed percentage of gross sales

What you need to know

Your offer is available for 30 days3

Your offer is available for 30 days from the email send date. We regularly update our offers based on your most recent transaction history, so take advantage of this one while it lasts.

Funding is provided by Liberis

Liberis has supported over 30,000 small businesses globally, with over $1.3 billion in funding.4

This is not a loan5

This offer comes without fixed terms or interest rates. Instead, you’ll pay one fixed fee cumulatively through a percentage of your eBay sales proceeds.

FAQs

Will this impact my credit score?

As part of its assessment of your application for funding, Liberis carries out a soft credit pull which will not impact your consumer credit score.

What do I need to apply?

The simple application takes a few minutes to complete. With some basic information about you and your business, you could have a decision in seconds. You will be asked to verify your identity, provide certain personal and business information, and confirm the bank account where you prefer to receive your financing, if approved.

Do I need to provide financial statements in my application?

Depending on the amount requested, you may be asked to provide bank statements and tax returns to verify your income.

Are there origination fees?

Liberis does not charge an origination fee, only a one-time fixed fee for Business Cash Advance.

When will I receive my financing?

Liberis may provide same-day decisions. Depending on your bank, your deposit could be available as soon as the next business day after financing approval.1,

How do I apply for additional financing?

You may be eligible for additional funding when you've paid down at least 50% of your funding balance. If you become eligible again, you may receive a notification.

What are my payment options?

Sellers pay a pre-agreed percentage of their daily sales proceeds automatically to Liberis. For any questions, please contact Liberis directly at info-us@liberis.com or (470) 582-1130.

Are there any early payback fees?

No. There aren’t any early payback fees.

Disclaimer and Additional Information

1 Amount may be subject to change depending on your credit profile at inquiry. Liberis reserves the right to decline applications for affordability concerns, active insolvency, or failure to pass our compliance checks.
2 As of June 2024, 65% of successful applications received by Liberis were funded within one working day. As of June 2024, Liberis’ fastest time to fund an application was 56 minutes. Your individual approval and funding process and times may vary.
3 Liberis’ offer will end after 30 days from receiving your invitation.
4 Data received from Liberis. As of June 2024, Liberis has funded 31,050 small businesses globally.
5 Business Cash Advance is not a loan and therefore there is no fixed schedule of repayments or fixed term.

eBay is not a lender, does not make credit decisions, and does not offer loans to eBay sellers. eBay Seller Capital partners with third-party lenders to provide capital loans or cash advances (as applicable) to eligible eBay sellers who qualify. The loans or cash advances (as applicable) are subject to the terms and conditions of the third-party financing provider, and eBay Seller Capital does not guarantee the loan amounts, interest rates, repayment periods, or amount advances (as applicable).

This product is provided by Liberis US Inc, 999 Peachtree St NE Suite 300 and 400 Atlanta, GA 30309. (Registered in Delaware No: 7203441). Liberis’ Revenue Based Finance is a form of receivables finance not a loan. Amounts advanced are subject to status and our underwriting process before any offer can be made.

eBay Seller Capital is not responsible for and has no control over any actions or omissions of the third-party lender or funding provider, including but not limited to their ability to fund a loan or cash advance (as applicable) or their decision to approve or deny a loan or funding application. eBay Seller Capital does not provide advice about the suitability or profitability of any loan or finance, and potential borrowers and Business Cash Advance customers should consult their own advisors before applying for financing. All loans and cash advances are subject to credit approval and satisfactory documentation. By applying for finance, you acknowledge and agree to the terms and conditions of the third-party lender or funding provider.

eBay Commerce Inc. holds a conditional Rhode Island loan broker license.