Personal accounts are for individual use only and have limited access to PayPal's features. For members with a high transaction volume or the need to accept credit or debit cards, Premier and Business accounts offer the following premium services:

• All the features of a Personal account

• Unlimited credit or debit card payment acceptance

• Subscriptions and Recurring payments

• PayPal Debit Card

• Mass Payment

• PayPal Shops

• Customizable Transaction History Logs

• 7-day-a-week toll-free customer service

• Multi-user access

• Ability to do business under a corporate or group name

To upgrade your account, click here. You may be asked to sign into PayPal.

Important: If you offer PayPal as a payment option on eBay (either using logos or text in the item description) you must accept all forms of PayPal payment including account balance, bank account transfer, and credit cards. You must have a Premier or Business PayPal account - or be willing to upgrade from a Personal PayPal account to a Premier or Business account - if you receive a credit card payment. You may not communicate to eBay buyers that you will only accept specific forms of PayPal payment (see PayPal Payments Policy).